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Note: Monroe and Main’s parent company, Colony Brands, is not BBB-accredited.
Clothing stores often have store credit card as their buy now, pay later option, and we’ve written about several of them.
Most commonly, stores will let you apply for a store credit card, but some offer other options like rent to own or leases.
Many buy now, pay later payment plans target people with less-than-perfect credit, and sometimes there’s no credit check required at all.
If you’re interested in credit card programs only, see our article on clothing store credit cards to consider.
See our other article on buy now, pay later clothing catalogs and stores for a few more stores.
Usually, you don’t own the item until you make the last payment — so you’ll want to note the repair and return policies that apply during the lease/rental period.
Furniture stores usually don’t have credit card-based buy now, pay later options.
Instead, most use rent-to-own or lease-to-own programs.
We’ve organized this list of buy now, pay later retail stores by what they sell.
Most of these options are available online, though some also have physical stores.
Be sure to make your payments on time, as late payments will inflate prices and ultimately, can get you stuck in a cycle of debt.